She's On The Money

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She's On The Money

She's On The Money

Ersteller: Victoria Devine

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun...

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877 Episoden
The Daily Edited & In The Roundhouse: How Alyce Tran Turned a $5K Side Hustle Into Global Brands (and Landed Hailey Bieber as a Fan)

The Daily Edited & In The Roundhouse: How Alyce Tran Turned a $5K Side Hustle Into Global Brands (and Landed Hailey Bieber as a Fan)

What if your "little side-hustle" became the next big brand everyone’s talking about? That’s exactly what happened to Alyce Tran, the ex-lawyer who tu...

2025-10-14 20:00:00 3065
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The Teen Mum Who Went From Centrelink to a Six-Figure Life

The Teen Mum Who Went From Centrelink to a Six-Figure Life

Ever feel like everyone else’s life is speeding ahead while you’re stuck in the slow lane? This week’s Money Diarist knows that feeling too well. Whil...

2025-10-12 20:00:00 3083
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How Much Should You Actually Save Before Having a Baby? And Balancing Travel Dreams Vs Buying a Home

How Much Should You Actually Save Before Having a Baby? And Balancing Travel Dreams Vs Buying a Home

Ever feel like your money goals are at war with your life goals? Like one minute you’re saving for a house… and the next you’re convincing yourself a...

2025-10-09 22:10:27 2447
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Brooke’s FIRE Plan: How She’s Investing to Retire at 35

Brooke’s FIRE Plan: How She’s Investing to Retire at 35

Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), you all...

2025-10-07 20:00:00 2751
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Money Confessions: What It Actually Costs to Launch a World-First Product (While Juggling 2 Kids and a Mortgage)

Money Confessions: What It Actually Costs to Launch a World-First Product (While Juggling 2 Kids and a Mortgage)

Ever wondered what it really costs to turn a light-bulb moment into something real? This week’s Money Diarist is a mum of two who did exactly that. Sh...

2025-10-05 20:00:00 1944
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Should you use equity in your home to buy a car? And Is Asking for Trust Fund Cash the New First-Birthday Trend?

Should you use equity in your home to buy a car? And Is Asking for Trust Fund Cash the New First-Birthday Trend?

Have you ever wondered if you can use home equity to buy something else you need… like a car? The low interest rate makes it sound like the ultimate h...

2025-10-02 21:00:00 2770
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Your Superannuation Glow-Up Part 1: The $0 Tweaks That Could Change Your Retirement

Your Superannuation Glow-Up Part 1: The $0 Tweaks That Could Change Your Retirement

You’ve listened to our episode about how much super you really need… but knowing your number is only half the story. The real question? How do you act...

2025-09-30 21:00:00 2425
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She Was Told She’d Never Make It. 200 Rejections Later, She Proved Them Wrong.

She Was Told She’d Never Make It. 200 Rejections Later, She Proved Them Wrong.

What do you do when you’ve applied for hundreds of jobs and all you’ve got is rejection emails? This week’s Money Diarist knows the answer.... because...

2025-09-28 21:50:00 3321
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How Much Does HECS Really Affect Your Borrowing Capacity? And Handling Your Parents Bad Financial Decisions

How Much Does HECS Really Affect Your Borrowing Capacity? And Handling Your Parents Bad Financial Decisions

We’ve all heard HECS is a deal-breaker for your borrowing capacity… but is it really the villain it's made out to be? We’ve got the tea on how much yo...

2025-09-25 23:15:49 2260
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How to Cash in on Your Hobby (and Start a Business With Your Bestie) with Sweet Bakes & Miss Trixie

How to Cash in on Your Hobby (and Start a Business With Your Bestie) with Sweet Bakes & Miss Trixie

Ever wondered if the hobby that you love could be the thing that pays your rent? That’s the story of Alice (Miss Trixie Drinks Tea) and Alisha (Sweet...

2025-09-23 21:00:00 3109
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Dear SOTM Community: You’re Not Behind (Even If It Feels Like You Are)

Dear SOTM Community: You’re Not Behind (Even If It Feels Like You Are)

Surprise! No Money Diary today... V has hijacked your Monday feed for something different. Think of this one as a little love note from her to you (wi...

2025-09-21 21:00:00 613
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Is a Joint Investment Account a Good Idea? And Protecting Your Money From Your Partners Gambling Fallout

Is a Joint Investment Account a Good Idea? And Protecting Your Money From Your Partners Gambling Fallout

Ever wondered if sharing an investment account is romantic… or just risky business? This week we’re unpacking whether it’s the smartest way to build w...

2025-09-18 12:00:00 1999
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AMA: Jess & V Answer Your Biggest Money Questions

AMA: Jess & V Answer Your Biggest Money Questions

We handed over control of the show to you this week and said: ask us ANYTHING. From how to finally get ahead on your goals, to spotting when you’re le...

2025-09-16 12:55:38 2319
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My Investment Property Dream Became a Financial Nightmare

My Investment Property Dream Became a Financial Nightmare

We’ve all been told property is the “safe” investment. But this week’s Money Diarist learned the hard way that’s not always true. She thought she was...

2025-09-14 12:00:00 3484
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Should You Wait For The Property Market To Drop? And What If Paying Off a Big Debt Isn’t Their Priority

Should You Wait For The Property Market To Drop? And What If Paying Off a Big Debt Isn’t Their Priority

Should you hold off on buying until the property market cools… or is waiting the real mistake? We’ve all heard the classic “just wait two years, price...

2025-09-11 12:00:00 2312
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Money Talk With the Prime Minister: Anthony Albanese on Housing, Childcare and the Cost of Living Squeeze

Money Talk With the Prime Minister: Anthony Albanese on Housing, Childcare and the Cost of Living Squeeze

We finally got to do it... sit down with Prime Minister Anthony Albanese and ask the money questions that actually matter to you. Not the political th...

2025-09-10 12:00:00 3051
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Victoria & Brooke’s Investing Watch List: The Shares, ETFs and Trends They're Tracking

Victoria & Brooke’s Investing Watch List: The Shares, ETFs and Trends They're Tracking

Victoria and Brooke are always swapping notes on the shares and ETFs they’re watching... so we thought, why not let you in on the chat? This isn’t a “...

2025-09-09 12:00:00 4254
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How She Went From High School Dropout to $750k Net Worth

How She Went From High School Dropout to $750k Net Worth

Have you ever wanted to pack a bag, vanish from your old life? That’s exactly what this week’s Money Diarist did when her world flipped upside down at...

2025-09-07 14:01:54 2709
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What Should You Really Do With Your Tax Return? And a Spicy WFH Energy Bills Debate

What Should You Really Do With Your Tax Return? And a Spicy WFH Energy Bills Debate

Tax time always feels like free money season… but is it really? This week we’re debating whether your refund should go straight into savings, into sha...

2025-09-04 12:00:00 1925
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The Smart Home Buyer’s Guide to Finding “The One”

The Smart Home Buyer’s Guide to Finding “The One”

House hunting in 2025 feels... chaotic. That’s why this week’s Deep Dive is your playbook for finding "The One". Because the perfect property? It does...

2025-09-02 07:00:00 3541
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She Took a Risk on a Seachange… and Accidentally Made the Best Money Move of Her Life

She Took a Risk on a Seachange… and Accidentally Made the Best Money Move of Her Life

Every money story has a sliding door moment... the decision that could go either way. Stay safe, or risk it all. This week’s Money Diarist chose the s...

2025-08-31 12:00:00 2037
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How Much Should You Really Have in Savings? And What To Do If Your Financial Advice Feels Wrong

How Much Should You Really Have in Savings? And What To Do If Your Financial Advice Feels Wrong

So… what is the magic number you should have when it comes to savings? Is it a neat percentage, a chunky dollar figure, or three months of bills sitti...

2025-08-28 12:00:00 2019
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Michelle Battersby’s Playbook for Career Moves, Confidence, and Thriving in Tech

Michelle Battersby’s Playbook for Career Moves, Confidence, and Thriving in Tech

Ever wondered how people actually know when it’s time to quit, pivot, or back themselves in a huge career move? Well Michelle Battersby's career was m...

2025-08-26 12:00:00 2895
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How a Former Pro Athlete Really Manages Her Money

How a Former Pro Athlete Really Manages Her Money

Have you ever had to say no to something you couldn’t afford... and it completely changed your life? This week’s Money Diarist has. She was literally...

2025-08-24 12:00:00 2015
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Is a Car Novated Lease a Smart Money Move? And the Passion Vs Pay Cheque Career Debate

Is a Car Novated Lease a Smart Money Move? And the Passion Vs Pay Cheque Career Debate

Is it really a money hack if it leaves you wondering whether you’re saving money… or just signing up for a fancier kind of debt? This week, we’re unpa...

2025-08-21 12:00:00 2930
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How Victoria Devine Went From Hiding $40k Debt to Financial Freedom (And Lessons You Can Steal)

How Victoria Devine Went From Hiding $40k Debt to Financial Freedom (And Lessons You Can Steal)

You know Victoria Devine as your finance hype girl… but for the first time ever, she’s sharing the part of her story you’ve never heard. The one where...

2025-08-19 12:00:00 2822
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Why Women Need to Work 50 Extra Days to Earn the Same As Men... And How to Push Back

Why Women Need to Work 50 Extra Days to Earn the Same As Men... And How to Push Back

Women need to work 50 extra days just to earn what men made last financial year… and today, August 19, marks those extra days. It’s called Equal Pay D...

2025-08-18 12:00:00 3783
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My New Husband Had $40k of Secret Debt. I Paid It, Then He Divorced Me.

My New Husband Had $40k of Secret Debt. I Paid It, Then He Divorced Me.

What would you do if after your wedding you found out your husband was hiding $40,000 of secret debt? Well, this week's Money Diarist rolled up her sl...

2025-08-17 12:00:00 2634
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Is this Giving MLM Vibes? And the Hidden Cost of Being Financially Responsible

Is this Giving MLM Vibes? And the Hidden Cost of Being Financially Responsible

If it looks like an MLM and quacks like an MLM… is it an MLM? That's the big dilemma our community member needs help with this week. Her brother is ob...

2025-08-14 12:00:00 1986
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Investing Diary: How This SOTM Team Member Built Her Portfolio (And Could Retire At 35)

Investing Diary: How This SOTM Team Member Built Her Portfolio (And Could Retire At 35)

You guys have been BEGGING for a pervy look at the SOTM team’s money stories… and we finally have a volunteer. Brooke is not just responsible for our...

2025-08-12 12:00:00 2421
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She Quit Her 9-to-5 and Pulled Off the Ultimate Career Glow-Up

She Quit Her 9-to-5 and Pulled Off the Ultimate Career Glow-Up

Ever dreamed about walking out of your 9–5 and building something completely different... something that changes your life and other people’s? This we...

2025-08-10 12:00:00 1347
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Raising Money-Smart Kids & Feeling Stuck in a Joint Mortgage

Raising Money-Smart Kids & Feeling Stuck in a Joint Mortgage

What do you do when your financial goals clash with the people closest to you? This week, we’re diving into the messy, emotional side of shared financ...

2025-08-07 12:00:00 1930
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The Rich Girl Mindset (And How to Get It)

The Rich Girl Mindset (And How to Get It)

Wanna know the #1 thing rich people do differently? It’s not their salary. It’s not their savings. It’s their mindset... and it’s learnable. This week...

2025-08-05 12:00:00 1751
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When the Unimaginable Happens

When the Unimaginable Happens

What happens when life changes in an instant, and the world expects you to carry on? This week’s Money Diarist had everything in motion: a new home wi...

2025-08-03 12:00:00 2512
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Is It Time To Sell Your Property? And Can You Say You're Broke if You're Just Out of Fun Money?

Is It Time To Sell Your Property? And Can You Say You're Broke if You're Just Out of Fun Money?

How do you know when it’s time to sell a property? Whether it’s your investment, your starter home, or just the one with the dodgy plumbing that won’t...

2025-07-31 12:00:00 2084
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Your Future Self is Begging You To Listen to This Episode (Let's Talk How Much Super You'll Really Need)

Your Future Self is Begging You To Listen to This Episode (Let's Talk How Much Super You'll Really Need)

Trying to figure out how much super you actually need? Yep, it’s confusing. With all the numbers, charts, and retirement buzzwords flying around, it’s...

2025-07-29 12:00:00 2398
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How She Went From Centrelink to $100k Investment Portfolio and Multiple Properties

How She Went From Centrelink to $100k Investment Portfolio and Multiple Properties

She grew up on Centrelink. Now she’s got $240K in super, six figures in shares, and two properties... all before 35. This week’s Money Diary isn’t jus...

2025-07-27 07:00:00 2831
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Should You Change Careers? And a Wedding Budget Blowout Drama

Should You Change Careers? And a Wedding Budget Blowout Drama

Ever felt like your job’s covering the bills but slowly crushing your soul, and caught yourself wondering, surely there’s more to life than this? This...

2025-07-24 12:00:00 2131
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Troy Benjamin On How Backing Yourself And Asking For Help Can Really Pay Off

Troy Benjamin On How Backing Yourself And Asking For Help Can Really Pay Off

Ever felt like you’re one ask away from changing your whole life? Well, this episode is inspiration you need to shoot your shot. This week Victoria is...

2025-07-22 12:00:00 3413
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When the Cost of Living Hits Hard

When the Cost of Living Hits Hard

Feeling the cost of living squeeze? This week’s Money Diarist is too. She’s a vet, a mum of two, and part of a household doing all the “right” things…...

2025-07-20 12:00:00 1849
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